Terms & Conditions

Welcome to Bnetton Technologiess Private Limited ("Ainvoks," "we," "us"). These Terms and Conditions ("Terms") govern your use of our website www.ainvoks.in ("Site") and any products, services, or information provided through it.

By accessing or using our Site, applying for financing, or engaging with our services, you agree to these Terms. If you do not agree, you must not use our Site or services.

1. Nature of Services

• Ainvoks provides financial facilitation services including, but not limited to, invoice financing, unsecured business loans, working capital solutions, bridge financing, and related advisory.
• Ainvoks is not a bank or Non-Banking Financial Company (NBFC) unless otherwise stated; financing may be provided directly by third-party lenders, NBFCs, or financial institutions.
• All financing is subject to eligibility, due diligence, and approval by the lender.

2. Use of the Website

• You must be at least 18 years old to use our Site or apply for services.
• You agree to provide accurate, complete, and truthful information when engaging with us.
• You shall not use the Site for any unlawful purpose, including fraud, money laundering, or misrepresentation.

3. No Guarantee of Funding

• Submission of an application does not guarantee approval or disbursal of funds.
• Loan terms, interest rates, and repayment schedules are subject to change and depend on the assessment by the lending institution.

4. Fees and Charges

• Ainvoks may charge processing fees, facilitation fees, or other charges as agreed upon in writing prior to availing the service.
• All fees are non-refundable unless explicitly stated otherwise in writing.

5. Third-Party Lenders

• Ainvoks may connect you to third-party lenders or NBFCs. We are not responsible for their credit decisions, terms, or conduct.
• You should read and understand the lender’s agreement before accepting any offer.

6. Limitation of Liability

• Ainvoks is not liable for any loss, damage, or delay caused due to rejection of financing, changes in interest rates, lender decisions, or third-party actions.
• We do not guarantee that the Site will be free from errors, downtime, or technical issues.

7. Intellectual Property

• All content, trademarks, and material on this Site are owned by Ainvoks and protected by applicable intellectual property laws.
• You may not copy, reproduce, or distribute any content without prior written permission.

8. Privacy

Your use of our services is governed by our Privacy Policy, which explains how we collect, use, and safeguard your personal information.

9. Risk Disclosure & Compliance Disclaimer

• Financing services involve financial risk, including but not limited to repayment obligations, interest charges, and potential penalties for late payment.
• Past financing approvals or favorable terms do not guarantee similar outcomes in the future.
• Loan interest rates, fees, and repayment conditions are determined solely by the lending institutions and may change without prior notice.
• Ainvoks complies with all applicable Reserve Bank of India (RBI) guidelines and regulatory requirements. Borrowers are responsible for ensuring compliance with their own tax, accounting, and legal obligations.
• We do not provide investment, tax, or legal advice. You should seek independent professional advice before entering into any financial arrangement.

10. Governing Law & Jurisdiction

• These Terms are governed by the laws of India.
• Any disputes shall be subject to the exclusive jurisdiction of the courts in [City, State].

11. Amendments

We may update these Terms at any time without prior notice. The latest version will be posted on this page.

Disclaimer

Ainvoks (Bnetton Technologiess Private Limited) is a financial facilitation and advisory company. We are not a bank or NBFC unless otherwise stated. All financing is subject to lender approval, eligibility checks, and due diligence. Loan terms, interest rates, and disbursement timelines are determined solely by the lending institution and may change without prior notice. Nothing on this website constitutes financial, legal, or tax advice. Please consult a qualified professional before making financial decisions. Ainvoks complies with applicable Reserve Bank of India (RBI) regulations.

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